AfterLoss

What to do when someone dies

Practical, plain-English guides for every stage of bereavement administration in England, Wales, Scotland, and Northern Ireland.

02

First Week

Practical tasks to handle in the first few days

Government6 min

Tell Us Once Service

One call to notify DWP, HMRC, DVLA, Passport Office, and your council. What it covers, what it doesn’t, and how to use it.

Read guide

Funeral Costs

What funerals actually cost in 2026, how to reduce costs, direct cremation, and help with funeral expenses.

10 min

Death Notices

Where to publish a death notice, what to include, costs, wording templates, and the Gazette notice that protects executors from unknown creditors.

10 min

Care Home Death

What happens when someone dies in a care home: the Medical Examiner system, registration, collecting belongings, fees, and what families need to do.

14 min

Council Tax

Class F exemption for empty properties, single person discount, and how to transfer or cancel council tax.

11 min

Bereavement Support Payment

£3,500 lump sum plus monthly payments. Who qualifies, how to claim, and the 21-month deadline.

10 min

Notifying Banks

How to notify each bank, what they freeze, probate thresholds by bank, and getting funds released for funeral costs.

9 min

Bank Probate Thresholds

How much can you access from a bank account without probate? Compare thresholds for 15 major UK banks including Barclays, HSBC, Lloyds, and more.

8 min

Funeral Expenses Payment

DWP help with funeral costs if you’re on qualifying benefits. Form SF200, what’s covered, and the 6-month deadline.

12 min

Redirecting Post

Royal Mail redirect, the Bereavement Register, and why redirecting post catches things you’d otherwise miss.

10 min

Bereavement Leave

No statutory paid bereavement leave exists (with one exception). Jack’s Law, time off for dependants, and how to request leave from your employer.

12 min

Closing Utilities

Gas, electricity, water, broadband, mobile: how to close or transfer each account, who pays the final bill, and bereavement contact numbers.

15 min

Water Cremation

Water cremation is now legal in Scotland. What it is, how it works, what it costs, and when it will be available across the UK.

16 min

Burial Rights

Who has the legal right to decide about burial or cremation, what happens when families disagree, and the rules on ashes, graves, and exhumation.

16 min
03

First Month

Legal and financial matters to address

Probate & Estate8 min

How to Apply for Probate

The full probate application process: forms, fees (£300), timelines, and what to do while you wait.

Read guide

Mortgage After Death

Joint tenants vs tenants in common, notifying the lender, mortgage protection insurance, and what happens during probate.

18 min

Life Insurance Claims

Finding policies, trust vs non-trust, the claims process step by step, and typical payout timescales.

12 min

Debt After Death

You do not inherit personal debts. How the estate pays debts in priority order, joint debts, and what to do about debt collectors.

12 min

Care Home Fees

Who pays care home fees when someone dies, how Deferred Payment Agreements work, and how to make a retrospective NHS Continuing Healthcare claim.

16 min

Do I Need Probate?

Not every estate needs probate. Check bank thresholds, joint ownership rules, and the decision flowchart.

9 min

Inheritance Tax

Nil-rate bands, residence relief, spouse exemptions, and the IHT-before-probate catch. Plain English, real numbers.

13 min

Intestacy Rules

What happens when there’s no will. Spouse rights, children’s shares, and why common-law partners get nothing.

9 min

Executor Responsibilities

What does an executor do? Your complete guide to executor duties, personal liability, timeline, and step-by-step estate administration across the UK.

11 min

Probate in Scotland

Scotland uses Confirmation, not Probate. Different courts, different forms, different costs. The full Scottish process.

14 min

Unmarried Partners

Unmarried partners have almost no automatic inheritance rights in the UK. What the law actually says, what you can do about it, and how to protect yourself.

20 min

Copy of a Will

How to find and get a copy of someone’s will in the UK, before and after probate, covering England, Wales, Scotland, and Northern Ireland.

12 min
04

When You're Ready

Tasks that can wait until you feel able

Practical Tasks18 min

Digital Legacy: Managing Online Accounts, Devices and Digital Assets After a Death

Phones, laptops, social media, email, crypto: what to do with someone’s digital life after they die. Platform-by-platform guide with the 2025 law change explained.

Read guide

Car After Death

DVLA notification, V5C logbook, SORN, selling, scrapping, and claiming back road tax.

11 min

Pensions After Death

State Pension, workplace pensions, the age-75 tax cliff, and how to trace lost pensions.

15 min

Estate Planning

A practical UK estate planning checklist covering wills, power of attorney, funeral wishes and more, with costs and jurisdiction differences.

18 min

Making a Will

How to make a will in England, Wales, Scotland and Northern Ireland. Costs, legal requirements, and what happens if you die without one.

16 min

DIY Will vs Solicitor

Compare the costs of DIY wills, online services, and solicitor-drafted wills in the UK. Understand when to use each option.

14 min

Naming Guardians

How to appoint a legal guardian for your children if you die. What happens if you don’t, who can be a guardian, and how to make the right choice.

12 min

Will Storage

Discover safe storage options for wills and important documents in the UK, from Probate Registry to solicitors. Keep your will where it will be found.

12 min

Power of Attorney

How to set up a lasting power of attorney in England, Wales, Scotland and Northern Ireland. Types, costs, and step-by-step process.

18 min

Funeral Plans

A practical guide to prepaid funeral plans in the UK. What they cover, what they cost, FCA regulation, and how to choose one.

18 min

Advance Decisions

What advance decisions are, how they work, and what you need to know about living wills in England, Scotland, and Northern Ireland.

16 min

Funeral Wishes

How to plan your own funeral and record your wishes so your family knows what matters to you.

12 min

Pensions & IHT 2027

From April 2027, unused pension funds count towards inheritance tax. What is changing, who is affected, and what families and executors need to do.

14 min

End-of-Life Planning

A practical UK guide to advance care planning, DNACPR, ReSPECT forms, choosing where to be cared for, benefits, and having the conversation.

16 min

Personal Belongings

Sorting clothes, jewellery, and personal items after someone dies. Legal ownership, family disagreements, and when you are ready.

14 min

Pets After Death

A practical UK guide to caring for pets after an owner dies. Covers legal responsibility, rehoming, charities that help, microchip transfers, and planning ahead.

16 min

Social Media After Death

How to memorialise or close Facebook, Instagram, Apple, Google and other accounts after someone dies. Legal position and platform-by-platform process.

14 min

Browse all 51 guides

Getting Started12 min

What to Do When Someone Dies

The essential first steps: from getting the medical certificate to securing the home. A plain-English overview of everything in the right order.

Getting Started8 min

Jargon Buster

Every legal and financial term you might encounter after a death, explained in plain English. No jargon in the definitions.

First Steps7 min

Register a Death

What to bring, where to go, and the 5-day deadline (8 days in Scotland). Includes what happens at the registrar appointment.

First Steps10 min

Funeral Costs

What funerals actually cost in 2026, how to reduce costs, direct cremation, and help with funeral expenses.

First Steps13 min

Death Certificates

Medical certificate vs death certificate: the difference matters. How many to order, what they cost, and who needs originals.

First Steps15 min

Arranging a Funeral

Step-by-step guide to arranging a funeral: choosing a funeral director, burial vs cremation, ceremony options, and realistic costs for 2026.

First Steps10 min

Death Notices

Where to publish a death notice, what to include, costs, wording templates, and the Gazette notice that protects executors from unknown creditors.

First Steps15 min

Death Abroad

Repatriating a loved one from abroad: consulate help, costs, local and UK registration, and what to expect at each stage.

First Steps18 min

Muslim Funerals

How Muslim funerals work in the UK. Covers ghusl, janazah prayer, burial customs, costs, timing, and what non-Muslim family members or executors need to know.

First Steps14 min

Care Home Death

What happens when someone dies in a care home: the Medical Examiner system, registration, collecting belongings, fees, and what families need to do.

Government6 min

Tell Us Once

One call to notify DWP, HMRC, DVLA, Passport Office, and your council. What it covers, what it doesn’t, and how to use it.

Government11 min

Council Tax

Class F exemption for empty properties, single person discount, and how to transfer or cancel council tax.

Government11 min

Car After Death

DVLA notification, V5C logbook, SORN, selling, scrapping, and claiming back road tax.

Government12 min

Stopping Benefits

Which benefits stop, how DWP claws back overpayments, and the benefits you might now be entitled to yourself.

Money & Benefits10 min

Bereavement Support Payment

£3,500 lump sum plus monthly payments. Who qualifies, how to claim, and the 21-month deadline.

Money & Benefits9 min

Notifying Banks

How to notify each bank, what they freeze, probate thresholds by bank, and getting funds released for funeral costs.

Money & Benefits8 min

Bank Probate Thresholds

How much can you access from a bank account without probate? Compare thresholds for 15 major UK banks including Barclays, HSBC, Lloyds, and more.

Money & Benefits12 min

Funeral Expenses Payment

DWP help with funeral costs if you’re on qualifying benefits. Form SF200, what’s covered, and the 6-month deadline.

Money & Benefits15 min

Pensions After Death

State Pension, workplace pensions, the age-75 tax cliff, and how to trace lost pensions.

Money & Benefits18 min

Mortgage After Death

Joint tenants vs tenants in common, notifying the lender, mortgage protection insurance, and what happens during probate.

Money & Benefits12 min

Life Insurance Claims

Finding policies, trust vs non-trust, the claims process step by step, and typical payout timescales.

Money & Benefits12 min

Debt After Death

You do not inherit personal debts. How the estate pays debts in priority order, joint debts, and what to do about debt collectors.

Money & Benefits16 min

Care Home Fees

Who pays care home fees when someone dies, how Deferred Payment Agreements work, and how to make a retrospective NHS Continuing Healthcare claim.

Probate & Estate8 min

Apply for Probate

The full probate application process: forms, fees (£300), timelines, and what to do while you wait.

Probate & Estate9 min

Do I Need Probate?

Not every estate needs probate. Check bank thresholds, joint ownership rules, and the decision flowchart.

Probate & Estate13 min

Inheritance Tax

Nil-rate bands, residence relief, spouse exemptions, and the IHT-before-probate catch. Plain English, real numbers.

Probate & Estate9 min

Intestacy Rules

What happens when there’s no will. Spouse rights, children’s shares, and why common-law partners get nothing.

Probate & Estate11 min

Executor Responsibilities

What does an executor do? Your complete guide to executor duties, personal liability, timeline, and step-by-step estate administration across the UK.

Probate & Estate14 min

Probate in Scotland

Scotland uses Confirmation, not Probate. Different courts, different forms, different costs. The full Scottish process.

Probate & Estate20 min

Unmarried Partners

Unmarried partners have almost no automatic inheritance rights in the UK. What the law actually says, what you can do about it, and how to protect yourself.

Probate & Estate18 min

Estate Planning

A practical UK estate planning checklist covering wills, power of attorney, funeral wishes and more, with costs and jurisdiction differences.

Probate & Estate16 min

Making a Will

How to make a will in England, Wales, Scotland and Northern Ireland. Costs, legal requirements, and what happens if you die without one.

Probate & Estate14 min

DIY Will vs Solicitor

Compare the costs of DIY wills, online services, and solicitor-drafted wills in the UK. Understand when to use each option.

Probate & Estate12 min

Naming Guardians

How to appoint a legal guardian for your children if you die. What happens if you don’t, who can be a guardian, and how to make the right choice.

Probate & Estate12 min

Will Storage

Discover safe storage options for wills and important documents in the UK, from Probate Registry to solicitors. Keep your will where it will be found.

Probate & Estate18 min

Power of Attorney

How to set up a lasting power of attorney in England, Wales, Scotland and Northern Ireland. Types, costs, and step-by-step process.

Probate & Estate18 min

Funeral Plans

A practical guide to prepaid funeral plans in the UK. What they cover, what they cost, FCA regulation, and how to choose one.

Probate & Estate16 min

Advance Decisions

What advance decisions are, how they work, and what you need to know about living wills in England, Scotland, and Northern Ireland.

Probate & Estate12 min

Funeral Wishes

How to plan your own funeral and record your wishes so your family knows what matters to you.

Probate & Estate14 min

Pensions & IHT 2027

From April 2027, unused pension funds count towards inheritance tax. What is changing, who is affected, and what families and executors need to do.

Probate & Estate16 min

End-of-Life Planning

A practical UK guide to advance care planning, DNACPR, ReSPECT forms, choosing where to be cared for, benefits, and having the conversation.

Probate & Estate12 min

Copy of a Will

How to find and get a copy of someone’s will in the UK, before and after probate, covering England, Wales, Scotland, and Northern Ireland.

Practical Tasks18 min

Digital Legacy

Phones, laptops, social media, email, crypto: what to do with someone’s digital life after they die. Platform-by-platform guide with the 2025 law change explained.

Practical Tasks10 min

Redirecting Post

Royal Mail redirect, the Bereavement Register, and why redirecting post catches things you’d otherwise miss.

Practical Tasks14 min

Personal Belongings

Sorting clothes, jewellery, and personal items after someone dies. Legal ownership, family disagreements, and when you are ready.

Practical Tasks12 min

Bereavement Leave

No statutory paid bereavement leave exists (with one exception). Jack’s Law, time off for dependants, and how to request leave from your employer.

Practical Tasks15 min

Closing Utilities

Gas, electricity, water, broadband, mobile: how to close or transfer each account, who pays the final bill, and bereavement contact numbers.

Practical Tasks16 min

Water Cremation

Water cremation is now legal in Scotland. What it is, how it works, what it costs, and when it will be available across the UK.

Practical Tasks16 min

Burial Rights

Who has the legal right to decide about burial or cremation, what happens when families disagree, and the rules on ashes, graves, and exhumation.

Practical Tasks16 min

Pets After Death

A practical UK guide to caring for pets after an owner dies. Covers legal responsibility, rehoming, charities that help, microchip transfers, and planning ahead.

Practical Tasks14 min

Social Media After Death

How to memorialise or close Facebook, Instagram, Apple, Google and other accounts after someone dies. Legal position and platform-by-platform process.

See it all working together

Take a quick guided tour to see how AfterLoss organises tasks, documents, and contacts into a clear, phased journey.

Get your personalised
bereavement checklist

AfterLoss creates a step-by-step plan based on your situation, your jurisdiction, and your relationship to the person who has died.