Plain-English bereavement guides

What to do when someone dies.

Practical guides for every stage of bereavement administration in England, Wales, Scotland, and Northern Ireland. Written for families who want to know what to do next, in plain language.

Find the right guide

A two-minute overview

By phase

Step by step, from the first hours onward.

01

First 48 Hours

The essential steps right after a death

Getting Started12 min

What to Do When Someone Dies

The essential first steps: from getting the medical certificate to securing the home. A plain-English overview of everything in the right order.

Read guide

Jargon Buster

Every legal and financial term you might encounter after a death, explained in plain English. No jargon in the definitions.

8 min

Register a Death

What to bring, where to go, and the 5-day deadline (8 days in Scotland). Includes what happens at the registrar appointment.

7 min

Death Certificates

Medical certificate vs death certificate: the difference matters. How many to order, what they cost, and who needs originals.

13 min

Arranging a Funeral

Step-by-step guide to arranging a funeral: choosing a funeral director, burial vs cremation, ceremony options, and realistic costs for 2026.

15 min

Death Abroad

Repatriating a loved one from abroad: consulate help, costs, local and UK registration, and what to expect at each stage.

15 min
Show all 11 guides for this phase

Stopping Benefits

Which benefits stop, how DWP claws back overpayments, and the benefits you might now be entitled to yourself.

12 min

Muslim Funerals

How Muslim funerals work in the UK. Covers ghusl, janazah prayer, burial customs, costs, timing, and what non-Muslim family members or executors need to know.

18 min

Jewish Funerals

How Jewish funerals work in the UK. Covers tahara, chevra kadisha, burial within 24 hours, Shabbat timing, denominational differences, shiva, and costs.

18 min

Hindu Funerals

How Hindu funerals work in the UK. Covers antyesti, cremation, witness charging, mukhagni, asthi visarjan, 13-day mourning, regional differences, and costs.

18 min

Sikh Funerals

How Sikh funerals work in the UK. Covers Antam Sanskar, cremation, Akhand Path, Sehaj Path, Bhog, what happens with the ashes, and costs.

17 min
02

First Week

Practical tasks to handle in the first few days

Government6 min

Tell Us Once Service

One call to notify DWP, HMRC, DVLA, Passport Office, and your council. What it covers, what it doesn’t, and how to use it.

Read guide

Funeral Costs

What funerals actually cost in 2026, how to reduce costs, direct cremation, and help with funeral expenses.

10 min

Death Notices

Where to publish a death notice, what to include, costs, wording templates, and the Gazette notice that protects executors from unknown creditors.

10 min

Care Home Death

What happens when someone dies in a care home: the Medical Examiner system, registration, collecting belongings, fees, and what families need to do.

14 min

Council Tax

Class F exemption for empty properties, single person discount, and how to transfer or cancel council tax.

11 min

Bereavement Support Payment

£3,500 lump sum plus monthly payments. Who qualifies, how to claim, and the 21-month deadline.

10 min
Show all 16 guides for this phase

Notifying Banks

How to notify each bank, what they freeze, probate thresholds by bank, and getting funds released for funeral costs.

9 min

Bank Probate Thresholds

How much can you access from a bank account without probate? Compare thresholds for 15 major UK banks including Barclays, HSBC, Lloyds, and more.

8 min

Funeral Expenses Payment

DWP help with funeral costs if you’re on qualifying benefits. Form SF200, what’s covered, and the 6-month deadline.

12 min

Redirecting Post

Royal Mail redirect, the Bereavement Register, and why redirecting post catches things you’d otherwise miss.

10 min

Bereavement Leave

No statutory paid bereavement leave exists (with one exception). Jack’s Law, time off for dependants, and how to request leave from your employer.

12 min

Closing Utilities

Gas, electricity, water, broadband, mobile: how to close or transfer each account, who pays the final bill, and bereavement contact numbers.

15 min

Water Cremation

Water cremation is now legal in Scotland. What it is, how it works, what it costs, and when it will be available across the UK.

16 min

Burial Rights

Who has the legal right to decide about burial or cremation, what happens when families disagree, and the rules on ashes, graves, and exhumation.

16 min

Green & Woodland Burials

Natural and woodland burial in the UK: how a green burial works, the rules on coffins and embalming, costs, and how the law differs across the four nations.

12 min

Tenancy After Death

When a tenant dies, who can stay, who can take over the tenancy, and who pays the rent. Succession rights and the steps to end a tenancy across the UK.

14 min
03

First Month

Legal and financial matters to address

Probate & Estate8 min

How to Apply for Probate

The full probate application process: forms, fees (£300), timelines, and what to do while you wait.

Read guide

Mortgage After Death

Joint tenants vs tenants in common, notifying the lender, mortgage protection insurance, and what happens during probate.

18 min

Life Insurance Claims

Finding policies, trust vs non-trust, the claims process step by step, and typical payout timescales.

12 min

Debt After Death

You do not inherit personal debts. How the estate pays debts in priority order, joint debts, and what to do about debt collectors.

12 min

Care Home Fees

Who pays care home fees when someone dies, how Deferred Payment Agreements work, and how to make a retrospective NHS Continuing Healthcare claim.

16 min

Do I Need Probate?

Not every estate needs probate. Check bank thresholds, joint ownership rules, and the decision flowchart.

9 min
Show all 16 guides for this phase

Inheritance Tax

Nil-rate bands, residence relief, spouse exemptions, and the IHT-before-probate catch. Plain English, real numbers.

13 min

Intestacy Rules

What happens when there’s no will. Spouse rights, children’s shares, and why common-law partners get nothing.

9 min

Executor Responsibilities

What does an executor do? Your complete guide to executor duties, personal liability, timeline, and step-by-step estate administration across the UK.

11 min

Probate in Scotland

Scotland uses Confirmation, not Probate. Different courts, different forms, different costs. The full Scottish process.

14 min

Unmarried Partners

Unmarried partners have almost no automatic inheritance rights in the UK. What the law actually says, what you can do about it, and how to protect yourself.

20 min

Letters of Administration

When someone dies without a will, the next of kin applies for letters of administration. Who can apply, the forms and fees, and how the process differs across the UK.

16 min

DIY Probate vs Solicitor

A neutral comparison of doing probate yourself versus using a solicitor in the UK. Court fees, professional pricing, the risks, and how to decide which route fits your estate.

16 min

Copy of a Will

How to find and get a copy of someone's will in the UK, before and after probate, covering England, Wales, Scotland, and Northern Ireland.

12 min

Executor Liability

When executors and administrators can be personally liable for estate mistakes, how to protect yourself, and the steps that keep most personal representatives safe.

14 min

Business Owner Dies

Sole traders, partnerships, and limited companies on the death of an owner. Who can act, employees, debts, Business Property Relief, and the 2026 IHT changes.

14 min
04

When You're Ready

Tasks that can wait until you feel able

Practical Tasks18 min

Digital Legacy: Managing Online Accounts, Devices and Digital Assets After a Death

Phones, laptops, social media, email, crypto: what to do with someone’s digital life after they die. Platform-by-platform guide with the 2025 law change explained.

Read guide

Car After Death

DVLA notification, V5C logbook, SORN, selling, scrapping, and claiming back road tax.

11 min

Pensions After Death

State Pension, workplace pensions, the age-75 tax cliff, and how to trace lost pensions.

15 min

Estate Planning

A practical UK estate planning checklist covering wills, power of attorney, funeral wishes and more, with costs and jurisdiction differences.

18 min

Making a Will

How to make a will in England, Wales, Scotland and Northern Ireland. Costs, legal requirements, and what happens if you die without one.

16 min

DIY Will vs Solicitor

Compare the costs of DIY wills, online services, and solicitor-drafted wills in the UK. Understand when to use each option.

14 min
Show all 18 guides for this phase

Naming Guardians

How to appoint a legal guardian for your children if you die. What happens if you don’t, who can be a guardian, and how to make the right choice.

12 min

Will Storage

Discover safe storage options for wills and important documents in the UK, from Probate Registry to solicitors. Keep your will where it will be found.

12 min

Power of Attorney

How to set up a lasting power of attorney in England, Wales, Scotland and Northern Ireland. Types, costs, and step-by-step process.

18 min

Funeral Plans

A practical guide to prepaid funeral plans in the UK. What they cover, what they cost, FCA regulation, and how to choose one.

18 min

Advance Decisions

What advance decisions are, how they work, and what you need to know about living wills in England, Scotland, and Northern Ireland.

16 min

Funeral Wishes

How to plan your own funeral and record your wishes so your family knows what matters to you.

12 min

Pensions & IHT 2027

From April 2027, unused pension funds count towards inheritance tax. What is changing, who is affected, and what families and executors need to do.

14 min

End-of-Life Planning

A practical UK guide to advance care planning, DNACPR, ReSPECT forms, choosing where to be cared for, benefits, and having the conversation.

16 min

IHT Planning 2027

A practical guide to IHT planning ahead of the April 2027 pension changes. Allowances, the spouse exemption, gifting rules, and what to review now.

14 min

Personal Belongings

Sorting clothes, jewellery, and personal items after someone dies. Legal ownership, family disagreements, and when you are ready.

14 min

Pets After Death

A practical UK guide to caring for pets after an owner dies. Covers legal responsibility, rehoming, charities that help, microchip transfers, and planning ahead.

16 min

Social Media After Death

How to memorialise or close Facebook, Instagram, Apple, Google and other accounts after someone dies. Legal position and platform-by-platform process.

14 min

Get a personalised checklist for your case.

AfterLoss builds a step-by-step plan from your jurisdiction, role, and situation.

By topic

Or browse the full library.

Browse all 61 guides

What to Do When Someone Dies

Getting Started

The essential first steps: from getting the medical certificate to securing the home. A plain-English overview of everything in the right order.

12 min

Jargon Buster

Getting Started

Every legal and financial term you might encounter after a death, explained in plain English. No jargon in the definitions.

8 min

Register a Death

First Steps

What to bring, where to go, and the 5-day deadline (8 days in Scotland). Includes what happens at the registrar appointment.

7 min

Funeral Costs

First Steps

What funerals actually cost in 2026, how to reduce costs, direct cremation, and help with funeral expenses.

10 min

Death Certificates

First Steps

Medical certificate vs death certificate: the difference matters. How many to order, what they cost, and who needs originals.

13 min

Arranging a Funeral

First Steps

Step-by-step guide to arranging a funeral: choosing a funeral director, burial vs cremation, ceremony options, and realistic costs for 2026.

15 min

Death Notices

First Steps

Where to publish a death notice, what to include, costs, wording templates, and the Gazette notice that protects executors from unknown creditors.

10 min

Death Abroad

First Steps

Repatriating a loved one from abroad: consulate help, costs, local and UK registration, and what to expect at each stage.

15 min

Muslim Funerals

First Steps

How Muslim funerals work in the UK. Covers ghusl, janazah prayer, burial customs, costs, timing, and what non-Muslim family members or executors need to know.

18 min

Jewish Funerals

First Steps

How Jewish funerals work in the UK. Covers tahara, chevra kadisha, burial within 24 hours, Shabbat timing, denominational differences, shiva, and costs.

18 min

Hindu Funerals

First Steps

How Hindu funerals work in the UK. Covers antyesti, cremation, witness charging, mukhagni, asthi visarjan, 13-day mourning, regional differences, and costs.

18 min

Sikh Funerals

First Steps

How Sikh funerals work in the UK. Covers Antam Sanskar, cremation, Akhand Path, Sehaj Path, Bhog, what happens with the ashes, and costs.

17 min

Care Home Death

First Steps

What happens when someone dies in a care home: the Medical Examiner system, registration, collecting belongings, fees, and what families need to do.

14 min

Tell Us Once

Government

One call to notify DWP, HMRC, DVLA, Passport Office, and your council. What it covers, what it doesn’t, and how to use it.

6 min

Council Tax

Government

Class F exemption for empty properties, single person discount, and how to transfer or cancel council tax.

11 min

Car After Death

Government

DVLA notification, V5C logbook, SORN, selling, scrapping, and claiming back road tax.

11 min

Stopping Benefits

Government

Which benefits stop, how DWP claws back overpayments, and the benefits you might now be entitled to yourself.

12 min

Bereavement Support Payment

Money & Benefits

£3,500 lump sum plus monthly payments. Who qualifies, how to claim, and the 21-month deadline.

10 min

Notifying Banks

Money & Benefits

How to notify each bank, what they freeze, probate thresholds by bank, and getting funds released for funeral costs.

9 min

Bank Probate Thresholds

Money & Benefits

How much can you access from a bank account without probate? Compare thresholds for 15 major UK banks including Barclays, HSBC, Lloyds, and more.

8 min

Funeral Expenses Payment

Money & Benefits

DWP help with funeral costs if you’re on qualifying benefits. Form SF200, what’s covered, and the 6-month deadline.

12 min

Pensions After Death

Money & Benefits

State Pension, workplace pensions, the age-75 tax cliff, and how to trace lost pensions.

15 min

Mortgage After Death

Money & Benefits

Joint tenants vs tenants in common, notifying the lender, mortgage protection insurance, and what happens during probate.

18 min

Life Insurance Claims

Money & Benefits

Finding policies, trust vs non-trust, the claims process step by step, and typical payout timescales.

12 min

Debt After Death

Money & Benefits

You do not inherit personal debts. How the estate pays debts in priority order, joint debts, and what to do about debt collectors.

12 min

Care Home Fees

Money & Benefits

Who pays care home fees when someone dies, how Deferred Payment Agreements work, and how to make a retrospective NHS Continuing Healthcare claim.

16 min

Apply for Probate

Probate & Estate

The full probate application process: forms, fees (£300), timelines, and what to do while you wait.

8 min

Do I Need Probate?

Probate & Estate

Not every estate needs probate. Check bank thresholds, joint ownership rules, and the decision flowchart.

9 min

Inheritance Tax

Probate & Estate

Nil-rate bands, residence relief, spouse exemptions, and the IHT-before-probate catch. Plain English, real numbers.

13 min

Intestacy Rules

Probate & Estate

What happens when there’s no will. Spouse rights, children’s shares, and why common-law partners get nothing.

9 min

Executor Responsibilities

Probate & Estate

What does an executor do? Your complete guide to executor duties, personal liability, timeline, and step-by-step estate administration across the UK.

11 min

Probate in Scotland

Probate & Estate

Scotland uses Confirmation, not Probate. Different courts, different forms, different costs. The full Scottish process.

14 min

Unmarried Partners

Probate & Estate

Unmarried partners have almost no automatic inheritance rights in the UK. What the law actually says, what you can do about it, and how to protect yourself.

20 min

Estate Planning

Probate & Estate

A practical UK estate planning checklist covering wills, power of attorney, funeral wishes and more, with costs and jurisdiction differences.

18 min

Making a Will

Probate & Estate

How to make a will in England, Wales, Scotland and Northern Ireland. Costs, legal requirements, and what happens if you die without one.

16 min

DIY Will vs Solicitor

Probate & Estate

Compare the costs of DIY wills, online services, and solicitor-drafted wills in the UK. Understand when to use each option.

14 min

Letters of Administration

Probate & Estate

When someone dies without a will, the next of kin applies for letters of administration. Who can apply, the forms and fees, and how the process differs across the UK.

16 min

DIY Probate vs Solicitor

Probate & Estate

A neutral comparison of doing probate yourself versus using a solicitor in the UK. Court fees, professional pricing, the risks, and how to decide which route fits your estate.

16 min

Naming Guardians

Probate & Estate

How to appoint a legal guardian for your children if you die. What happens if you don’t, who can be a guardian, and how to make the right choice.

12 min

Will Storage

Probate & Estate

Discover safe storage options for wills and important documents in the UK, from Probate Registry to solicitors. Keep your will where it will be found.

12 min

Power of Attorney

Probate & Estate

How to set up a lasting power of attorney in England, Wales, Scotland and Northern Ireland. Types, costs, and step-by-step process.

18 min

Funeral Plans

Probate & Estate

A practical guide to prepaid funeral plans in the UK. What they cover, what they cost, FCA regulation, and how to choose one.

18 min

Advance Decisions

Probate & Estate

What advance decisions are, how they work, and what you need to know about living wills in England, Scotland, and Northern Ireland.

16 min

Funeral Wishes

Probate & Estate

How to plan your own funeral and record your wishes so your family knows what matters to you.

12 min

Pensions & IHT 2027

Probate & Estate

From April 2027, unused pension funds count towards inheritance tax. What is changing, who is affected, and what families and executors need to do.

14 min

End-of-Life Planning

Probate & Estate

A practical UK guide to advance care planning, DNACPR, ReSPECT forms, choosing where to be cared for, benefits, and having the conversation.

16 min

Copy of a Will

Probate & Estate

How to find and get a copy of someone's will in the UK, before and after probate, covering England, Wales, Scotland, and Northern Ireland.

12 min

Executor Liability

Probate & Estate

When executors and administrators can be personally liable for estate mistakes, how to protect yourself, and the steps that keep most personal representatives safe.

14 min

Business Owner Dies

Probate & Estate

Sole traders, partnerships, and limited companies on the death of an owner. Who can act, employees, debts, Business Property Relief, and the 2026 IHT changes.

14 min

IHT Planning 2027

Probate & Estate

A practical guide to IHT planning ahead of the April 2027 pension changes. Allowances, the spouse exemption, gifting rules, and what to review now.

14 min

Digital Legacy

Practical Tasks

Phones, laptops, social media, email, crypto: what to do with someone’s digital life after they die. Platform-by-platform guide with the 2025 law change explained.

18 min

Redirecting Post

Practical Tasks

Royal Mail redirect, the Bereavement Register, and why redirecting post catches things you’d otherwise miss.

10 min

Personal Belongings

Practical Tasks

Sorting clothes, jewellery, and personal items after someone dies. Legal ownership, family disagreements, and when you are ready.

14 min

Bereavement Leave

Practical Tasks

No statutory paid bereavement leave exists (with one exception). Jack’s Law, time off for dependants, and how to request leave from your employer.

12 min

Closing Utilities

Practical Tasks

Gas, electricity, water, broadband, mobile: how to close or transfer each account, who pays the final bill, and bereavement contact numbers.

15 min

Water Cremation

Practical Tasks

Water cremation is now legal in Scotland. What it is, how it works, what it costs, and when it will be available across the UK.

16 min

Burial Rights

Practical Tasks

Who has the legal right to decide about burial or cremation, what happens when families disagree, and the rules on ashes, graves, and exhumation.

16 min

Pets After Death

Practical Tasks

A practical UK guide to caring for pets after an owner dies. Covers legal responsibility, rehoming, charities that help, microchip transfers, and planning ahead.

16 min

Social Media After Death

Practical Tasks

How to memorialise or close Facebook, Instagram, Apple, Google and other accounts after someone dies. Legal position and platform-by-platform process.

14 min

Green & Woodland Burials

Practical Tasks

Natural and woodland burial in the UK: how a green burial works, the rules on coffins and embalming, costs, and how the law differs across the four nations.

12 min

Tenancy After Death

Practical Tasks

When a tenant dies, who can stay, who can take over the tenancy, and who pays the rent. Succession rights and the steps to end a tenancy across the UK.

14 min

Get a personalised checklist for your case.

AfterLoss builds a step-by-step plan from your jurisdiction, role, and situation.